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Do you keep an account back home, and why?

Mei Chen ⭐ Helpful member
5 Jul 2026, 04:33

Part of me wants to cut ties and go fully local, but I've kept my home-country account open for a few lingering direct debits, the odd payment, and a vague sense of a safety net. Is that just inertia, or a genuinely smart thing to keep? Curious what others do and whether keeping it has ever actually saved you.

13 replies · page 2 of 2

Linda Svensson ⭐ Helpful member
12 Aug 2026, 07:51

Swedish account staying open for us, without question. Our pensions arrive there and our digital ID at home is tied to the bank, which we need for almost everything official in Sweden, even from Spain. Closing it would lock us out of our own country's services. Ben's word "plumbing" is exactly right.

Tomasz Nowak ⭐ Helpful member
15 Aug 2026, 07:46

forgot mine existed until i needed it for a flight refund. no regrets

Emma Thompson ⭐ Helpful member
18 Aug 2026, 15:40

Same as Ben. The state pension goes into our British account and we move it across ourselves. Closing it was never on the table.