Skip to main content

Canada (CA)

Canada is the world's second-largest country by land area and one of the most immigration-friendly nations on earth.

Capital: Ottawa
Region: Americas
Language: English
Currency: CAD (CA$)
Cost of living: Expensive (index 72)
Emergency: 911

Digital Services

Digital ID, e-government and essential apps in Canada.

No national digital ID — provincial credentials advancing (2026)

Canada does not yet have a single deployed national digital identity credential. The federal government has published a Digital Identity Trust Framework and is working toward interoperable digital IDs, but no nationwide digital ID card or app has been launched as of 2026. BC Services Card (British Columbia) is the most advanced provincial digital ID — available as a smartphone app for BC government services and some federal interactions. Ontario is piloting digital credentials. Most Canadians still verify identity in person, via photo ID upload, or by video call.

How to get it: BC Services Card app: issued to BC residents who hold a valid BC Services Card (provincial health card). Download the "BC Services Card" app, verify using your physical card + a selfie, and enable digital identity. Ontario: Ontario Digital Identity pilot is expanding but not yet widely available. For federal services, use a GCKey account (canada.ca/en/government/sign-in-online-account) or a Sign-In Partner (TD, Scotiabank, RBC, BMO, Desjardins, and others link to federal portals).

Unlocks these services
CRA My Account — taxes, TFSA room, RRSP room, benefit payments, NOA (uses GCKey or bank Sign-In Partners)My Service Canada Account — EI claims, CPP/OAS statements, SIN servicesIRCC Portal — immigration application status, permit renewals, citizenship trackingBC Services Card app — BC health, driver services, provincial benefits (BC only)Service Ontario — Ontario licence plate stickers, birth certificates, health card (in person or online)benefits.canada.ca — federal benefits finder and applications

E-Government Portal

https://www.canada.ca

Federal e-government in Canada is functional and increasingly digital, with CRA My Account being the most polished and widely used portal. GCKey is the standard federal login credential — create one at canada.ca and use it for CRA, IRCC, and Service Canada. Two-factor authentication (2FA) is mandatory for most federal portals. Provincial services are handled by separate provincial portals: Ontario (ontario.ca/serviceontario), BC (gov.bc.ca), Alberta (alberta.ca/services), Quebec (services.quebec.ca). Set up CRA My Account as soon as you have a SIN and have filed your first tax return — it unlocks access to TFSA tracking, CCB, and benefit applications.

Available services
CRA My Account — view taxes, TFSA/RRSP room, NOA, direct deposit, change addressMy Service Canada Account — EI applications, CPP/OAS, SIN replacement, direct depositIRCC Portal — immigration status checks, permit renewal, citizenship application trackingCRA NETFILE — file your T1 personal income tax return online (via approved software)CRA Auto-fill My Return — pulls T4, T5, RRSP slips automatically from employers/institutionsBusiness Registration Online — register a CRA Business Number (BN), GST/HST accountsBenefits Finder (canada.ca/benefits) — discover which federal and provincial benefits apply to youVeterans Affairs Canada — VA benefits, pensions, and services for veteransService Ontario online — vehicle registration, birth certificates, health card renewal (Ontario)clicSÉQUR / Service Québec — Quebec provincial services portal (Quebec residents)

Essential Apps

Transit App

Free
Transport

Best multi-city real-time transit app in Canada — covers Toronto (TTC), Vancouver (TransLink), Montreal (STM), Ottawa (OC Transpo), Calgary (Calgary Transit), and dozens more cities. Shows live arrivals, trip planning, and alerts.

Google Maps

Free
Transport

Reliable for transit, walking, driving, and cycling routes across Canada. Real-time delay integration in major cities. Best for one-off trips when you do not know the transit system yet.

Uber / Lyft

Free
Transport

Dominant rideshare apps in Canada. Uber Eats, DoorDash, and SkipTheDishes for food delivery. Lyft is available in major cities. No BOLT or equivalent in Canada.

Canada Post

Free
Postal

Track all Canada Post parcels, set up FlexDelivery holds at a postal outlet, and manage delivery preferences. Essential for newcomers receiving cards, documents, and online purchases.

CRA MyBenefits / MyCRA

Free
Government

Mobile-optimised access to CRA My Account — view TFSA room, RRSP contribution limit, benefit payment dates (CCB, GST credit), and NOA. Set up as soon as you have filed your first tax return.

Kijiji

Free
Marketplace

Canada's dominant classifieds platform — buy and sell furniture, electronics, bikes, and cars; find apartment rentals and local services. Essential for newcomers furnishing a home on a budget.

Facebook Marketplace

Free
Marketplace

Second major classifieds platform after Kijiji. Strong for furniture and local deals. Always meet in a safe public location for in-person exchanges.

PC Optimum

Free
Shopping

Loblaw's loyalty app — earns points at Loblaws, No Frills, Valu-mart, Shoppers Drug Mart, Esso, and Circle K. One of Canada's most valuable loyalty programs; many Canadians earn hundreds of dollars in annual rewards.

Scene+

Free
Shopping

Sobeys / Cineplex loyalty program — earn points on groceries (Sobeys, Safeway, IGA, FreshCo), movies, Scotiabank credit cards, and travel.

Flipp

Free
Shopping

Aggregates weekly flyers from all major Canadian supermarkets (Loblaws, Sobeys, Metro, Walmart, No Frills, FreshCo, Costco). Excellent for price comparison and finding best grocery deals before shopping.

The Weather Network

Free
Utilities

Canada's most trusted weather app — essential for winter preparation, extreme cold weather alerts, wind chill forecasts, and storm tracking. Canadians check this daily.

Your Bank App (TD / RBC / Scotiabank / BMO / CIBC)

Free
Banking

Your bank's app is essential for Canadian daily life. Interac e-Transfer (send/receive money instantly to anyone with a Canadian bank account) lives here — used for rent, splitting bills, and paying individuals. Free and immediate 24/7.

EQ Bank

Free
Banking

High-interest savings account app (no monthly fees, competitive interest rates). Excellent for parking emergency fund savings. Free unlimited Interac e-Transfers and no ATM fees when linked to another account.

ExpatCheapRent

Free
Housing

Expat-focused cheap rental finder at expatcheaprent.com — compares listings across major rental portals to help newcomers find affordable apartments.

Realtor.ca

Free
Housing

Official MLS property listings — operated by the Canadian Real Estate Association (CREA). Most comprehensive database for buying or renting. Includes sold price history in many provinces.

Zumper / PadMapper

Free
Housing

Rental apartment search platforms. Zumper allows online applications and credit/background check submission. PadMapper shows rental listings on an interactive map. Useful starting points for apartment hunting.

SkipTheDishes

Free
Food

Canadian-founded food delivery app (Winnipeg, 2012 — owned by Just Eat Takeaway). Strong in Prairie provinces and Atlantic Canada. Competes with Uber Eats and DoorDash.

Canada uses GCKey and bank Sign-In Partners for federal government authentication — set up a GCKey account at canada.ca before you need it urgently. Two-factor authentication is required for CRA and IRCC portals. Bring an NFC-capable phone — BC Services Card app requires NFC. Apple Pay and Google Pay are widely accepted at card terminals across Canada (Interac Flash / contactless). Quebec residents use a separate provincial portal: services.quebec.ca (clicSÉQUR login). Set up your bank's Interac e-Transfer autodeposit as soon as your account is open — this allows anyone to send you money using just your email address without you needing to answer a security question.