Turns out dental isn't covered the way I assumed, and one filling cost me a small fortune. Nobody warns you that 'healthcare' and 'dental' can be two completely separate worlds here. How do you budget for teeth — private dental insurance, a treatment fund, or flying home for the big stuff?
Got a separate dental plan after an almost identical shock bill. Paid for itself within the year for me.
Same shock, wish I’d known before rather than after.
I fly home for major dental work specifically — in my case it works out cheaper even accounting for flights, though that obviously depends heavily on where “home” is for you.
Does a dental plan actually cover routine cleanings too, or just the expensive emergency stuff?
Mine covers routine cleanings and a portion of bigger work, though the exact split varies a lot by provider — worth reading the specific policy rather than assuming.
OP here — signed up for a plan after this thread, wish I’d asked the question here sooner instead of learning it the expensive way.
Following, dental has been sitting on my worry list for a while now.