Skip to main content

Guarantor requirement — as a foreigner with no local credit history, how does this even work?

Yuki Tanaka 💬 Contributor
14 May 2026, 10:25

Every apartment listing I like wants a local guarantor, which is obviously a problem when you've been in the country for two weeks and know precisely nobody. Is there an actual workaround for this, or am I stuck only looking at the small subset of listings that don't ask for one?

1 reply

Jimmy ⭐ Helpful member Admin Premium
14 May 2026, 17:00

This trips up almost every new arrival with no local network, so you're far from alone. The usual workaround is a guarantor company — a commercial service that acts as your guarantor for a fee instead of a person vouching for you personally. It's a genuinely common, unremarkable path for foreigners specifically, not a workaround of last resort. Some employers also offer to guarantee housing for relocating staff, worth asking HR about directly.

Costs and how common this is varies quite a bit by country — check the Housing section of your destination's guide, several of the country guides cover this exact setup.