South America's largest country, combining major work hubs, world-famous culture, beaches, Amazon biodiversity, strong digital payments, and complex but navigable bureaucracy for expats.
Pix instant payments dominate daily life, cards are common in cities, and cash is still useful for beaches, markets, tips, parking attendants and small vendors.
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ATM Tips
Use bank or shopping-mall ATMs from Banco24Horas, Banco do Brasil, Itau, Bradesco, Santander or Caixa. Avoid isolated ATMs at night and expect foreign-card withdrawal fees.
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Exchange Tips
Use bank ATMs, licensed exchange offices or Wise-style transfers. Never exchange cash on the street; keep receipts for large currency exchanges and property/business source-of-funds checks.
Pro tip: Best apps for expats
• Wise — Send money internationally at near-interbank rates
• N26 — German IBAN, free account, good for EU residents
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