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Mexico (MX)

Mexico is one of the world's most important expat destinations, especially for US and Canadian retirees, remote workers, entrepreneurs, families and lifestyle migrants.

Capital: Mexico City
Region: Americas
Language: Spanish
Currency: MXN (MX$)
Cost of living: Very affordable (index 38)
Emergency: 911

Currency & Money

Practical money tips for living in Mexico.

MX$
Mexican peso
MXN

Denominations

Notes: 20, 50, 100, 200, 500, 1000 pesos. Coins: 1, 2, 5, 10, 20 pesos and centavos, though centavos are less visible in daily expat life.

Payment Culture

Mexico is mixed cash, card, SPEI transfer and wallet culture. Cards work in malls, chains and major restaurants; cash remains essential for markets, taxis, tips, small clinics, street food, parking, local trades and many rural/coastal areas.

ATM Tips

Use bank ATMs inside branches, malls or supermarkets. Decline dynamic currency conversion, watch withdrawal fees, and avoid isolated street ATMs in tourist zones. Keep cash withdrawals modest and discreet.

Exchange Tips

Specialist exchange houses and bank transfers usually beat airport rates. Keep bank statements and transfer receipts for residency solvency, property purchases, tax questions and large rent deposits.

Pro tip: Best apps for expats

  • Wise — Send money internationally at near-interbank rates
  • Revolut — Multi-currency account, free ATM withdrawals (limits apply)
  • N26 — German IBAN, free account, good for EU residents