Montenegro (ME)

Public primary care runs through local health centres (dom zdravlja) and chosen doctors; private GPs are often faster for expats.

Public specialists generally require referral. Private specialists can usually be booked directly.

Call 124 ambulance or 112. Emergency departments exist in major towns; serious cases may be transferred to Podgorica.

Use emergency services, on-duty health centres or private clinic hotlines where available.

Pharmacies are widespread; some medicines known abroad may have different brand names or require local prescription.

Private dental care is common, affordable compared with Western Europe and often paid out of pocket.

Public psychiatric support exists but expats often use private therapists, online therapy or international insurance networks.

Public maternity care is available for insured persons; private prenatal monitoring is common among expats.