Marshall Islands (MH)
A remote Micronesian atoll nation using USD, with English as an official language, a Compact of Free Association relationship with the United States, high imported-goods costs, limited medical capacity, and relocation risks centred on immigration status, housing supply, land tenure, health evacuation, and outer-island logistics.
Currency & Money
Practical money tips for living in Marshall Islands.
Denominations
US coins and notes are used. Carry small bills because taxis, outer-island shops, market stalls, and small offices often cannot break $50 or $100 notes.
Payment Culture
Cash is still essential outside hotels, major supermarkets, banks, government offices, and larger employers. Cards work in selected Majuro businesses, but outages and minimum charges are common.
ATM Tips
ATMs are concentrated in Majuro and Ebeye. Keep several days of cash before outer-island travel and before public holidays, because domestic flights and bank cash logistics are fragile.
Exchange Tips
The USD removes FX conversion for Americans, but non-US arrivals should compare bank wire fees, Wise/Revolut conversion costs, and correspondent-bank deductions before moving salary or school-fee funds.
Pro tip: Best apps for expats
- • Wise — Send money internationally at near-interbank rates
- • Revolut — Multi-currency account, free ATM withdrawals (limits apply)
- • N26 — German IBAN, free account, good for EU residents