Marshall Islands (MH)

Scammers copy real property photos and post listings on social media or general classifieds targeting incoming expat workers, NGO staff, and contractors. The fake landlord is always "off-island" and pressures fast advance payment by wire transfer before any viewing. Once funds are sent — typically USD 500–2,000 — contact ceases. The small housing stock in Majuro makes this particularly plausible.

Agents promise work permits, Kwajalein access badges, or positions with international contractors and US government-associated organisations for upfront fees. No legitimate employer or government body in the RMI charges candidates for job placement or permit processing. The Kwajalein component is especially used because it adds perceived credibility.

Marshallese land ownership is governed by customary law with complex lineage-based rights. A single family member or self-described "chief" may offer a land lease or beach access agreement without obtaining consent from all required rights-holders (iroij, alab, dri-jerbal). Such agreements are legally unenforceable and expose the paying party to total loss. This risk is significant for NGOs, diving operators, and any expat seeking land-based business premises.

Fraudsters intercept or impersonate business email communications from banks, employers, or payroll systems asking recipients to update wire transfer details or provide login credentials. This is particularly effective in the RMI where many expats receive salary via international wire transfers and communicate frequently with US mainland financial institutions.

Individuals posing as immigration officials, tax collectors, or customs officers approach expats claiming a fine, permit fee, or duty can be resolved immediately for cash. No genuine RMI government official will collect fees informally — all government payments are made through official counters with receipts.