Morocco (MA)
Morocco is a gateway between Europe and Africa — a kingdom of extraordinary diversity combining ancient imperial cities (Marrakech, Fez, Meknes, Rabat), dramatic Atlas Mountain ranges, Sahara Desert dunes, Atlantic and Mediterranean coastlines, and a growing cosmopolitan expat scene.
Currency & Money
Practical money tips for living in Morocco.
Denominations
Coins: 10 centimes, 20 centimes, 50 centimes, 1 DH, 2 DH, 5 DH, 10 DH. Notes: 20 DH, 50 DH, 100 DH, 200 DH.
Payment Culture
Morocco is predominantly cash-based outside major hotels and international restaurants. Carry dirhams at all times — medina shops, taxis, markets, and traditional restaurants only accept cash. Card terminals available in supermarkets (Marjane, Carrefour, Label'Vie), international restaurants, and modern shopping centres.
ATM Tips
ATMs (Guichets Automatiques) widely available in cities and even smaller towns. Attijariwafa Bank and Banque Populaire ATMs most numerous. Withdrawal limit typically 2,000–4,000 MAD per transaction. Foreign card surcharges: 1–3%. Avoid airport exchange desks — use ATMs for best rate.
Exchange Tips
MAD is a controlled currency — cannot be exported in quantities above 1,000 MAD. Use Wise for international transfers (EUR/USD intermediary). Bureau de change (agences de change) near medina entrances offer competitive rates. Always count your money before leaving the counter.
Pro tip: Best apps for expats
- • Wise — Send money internationally at near-interbank rates
- • Revolut — Multi-currency account, free ATM withdrawals (limits apply)
- • N26 — German IBAN, free account, good for EU residents