Germany is Europe's largest economy and most populous country — a federal parliamentary republic of 16 states (Bundesländer) celebrated for its engineering prowess, rich cultural heritage from Beethoven to Bauhaus, world-famous Oktoberfest and Riesling wines, and one of the most comprehensive social safety nets in the world.
Germany is still heavily cash-based. Many restaurants, small shops, and markets only accept cash (Bargeld). Always carry €20–50 in cash. Card acceptance is improving but never guaranteed outside cities.
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ATM Tips
Use bank ATMs (Sparkasse, Deutsche Bank, Commerzbank) to avoid third-party fees. Foreign cards may be charged €3–5 per withdrawal. Maestro/EC cards are widely accepted in shops.
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Exchange Tips
Avoid airport exchange bureaus. Use Wise or Revolut for international transfers. N26 and DKB offer free card usage abroad.
Pro tip: Best apps for expats
• Wise — Send money internationally at near-interbank rates
• N26 — German IBAN, free account, good for EU residents
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