Germany (DE)
Germany is Europe's largest economy and most populous country — a federal parliamentary republic of 16 states (Bundesländer) celebrated for its engineering prowess, rich cultural heritage from Beethoven to Bauhaus, world-famous Oktoberfest and Riesling wines, and one of the most comprehensive social safety nets in the world.
Currency & Money
Practical money tips for living in Germany.
Denominations
Coins: 1c, 2c, 5c, 10c, 20c, 50c, €1, €2. Notes: €5, €10, €20, €50, €100, €200, €500.
Payment Culture
Germany is still heavily cash-based. Many restaurants, small shops, and markets only accept cash (Bargeld). Always carry €20–50 in cash. Card acceptance is improving but never guaranteed outside cities.
ATM Tips
Use bank ATMs (Sparkasse, Deutsche Bank, Commerzbank) to avoid third-party fees. Foreign cards may be charged €3–5 per withdrawal. Maestro/EC cards are widely accepted in shops.
Exchange Tips
Avoid airport exchange bureaus. Use Wise or Revolut for international transfers. N26 and DKB offer free card usage abroad.
Pro tip: Best apps for expats
- • Wise — Send money internationally at near-interbank rates
- • Revolut — Multi-currency account, free ATM withdrawals (limits apply)
- • N26 — German IBAN, free account, good for EU residents