Ghana (GH)
Ghana is one of West Africa's most attractive expat bases: English-speaking, politically stable, culturally warm and increasingly connected to the global African diaspora.
Capital: Accra
Region: Africa
Language: English
Currency: GHS (GHc)
Cost of living: Very affordable (index 31)
Emergency: 112
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Cost of Living
Real prices in Ghana — 2026 data in GHS.
31
Cost of living index
(100 = NYC reference)
Very affordable compared to major global cities. Your money goes a long way here.
Food & Groceries
Bread (700g sliced loaf) GHS 30–55
Milk (1L) GHS 25–45
Eggs (12) GHS 35–70
Chicken breast (1kg) GHS 80–150
Plantain (1kg) GHS 10–20
Beer (0.5L, Club/Star, supermarket) GHS 15–28
Wine (750ml, imported) GHS 80–200
Monthly groceries for 1 person (mixed local/imported) GHS 2,500–7,000
Dining Out
Chop bar / waakye or jollof (iconic street meal) GHS 20–60
Kelewele street snack (fried spiced plantain) GHS 15–50
Casual restaurant meal GHS 120–300
Cappuccino GHS 50–120
Beer in a bar (0.5L) GHS 25–65
Dinner for 2 (mid-range restaurant, Accra) GHS 400–1,200
Rent
1-bed apartment, Accra expat areas (Cantonments / Labone / Airport Res.) GHS 6,000–15,000/month
2–3 bed house/apartment, upscale Accra (East Legon) GHS 12,000–35,000+/month
1-bed apartment, outer Accra (Spintex / Tema) GHS 2,000–6,000/month
Room in shared compound (local area) GHS 600–2,000/month
Advance rent payment (landlords typically demand 6–12 months upfront) GHS 36,000–180,000+ lump sum
Utilities (electricity with AC, water/service charge) GHS 700–3,300/month
Transport
Bolt/Uber short city trip (Accra) GHS 30–100
Trotro shared minibus (single ride) GHS 5–20
Monthly app-taxi commuting budget (Accra) GHS 1,500–5,000
Intercity bus (Accra–Kumasi) GHS 120–300
Petrol (1L) GHS 14–18
Bolt/Uber airport transfer (Kotoka–Accra centre) GHS 150–400
Driver / hired car (monthly) GHS 4,000–12,000
Health & Insurance
NHIS National Health Insurance (annual contribution) GHS 400–1,000/year
Private GP consultation GHS 300–900
Private specialist consultation GHS 500–1,500
Private dental check-up GHS 400–1,200
International health insurance (expat, annual) GHS 16,000–82,000
Utilities
Electricity (ECG, apartment with AC, monthly) GHS 600–2,500
Water / tanker / service charge (monthly) GHS 100–800
Home fibre internet (Surfline/Vodafone/Airtel) GHS 250–800/month
Mobile data bundle (monthly) GHS 50–300
Generator / inverter fuel (backup power, monthly) GHS 500–3,000
Childcare
Private nursery / primary school (per term) GHS 3,000–20,000
International school tuition (annual) GHS 130,000–410,000
Babysitter / nanny (monthly) GHS 1,500–4,500
Private tutor (per hour) GHS 100–400
Leisure
Cinema ticket (Silverbird / Accra Mall) GHS 100–200
Gym membership (monthly) GHS 300–1,000
Labadi Beach day pass GHS 100–400
Sports club membership (monthly) GHS 500–2,000
Hotel pool day pass (Accra) GHS 200–600
Haircut (men's, barbershop) GHS 60–200
Haircut (women's salon) GHS 150–600
Night out at a bar/lounge GHS 400–2,000
Cost of Living
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