Austria is a landlocked Central European republic of nine federal states (Bundesländer), renowned for its stunning Alpine landscapes, imperial history, world-class classical music, and high standard of living.
Austria is moderately cash-oriented, though card payments are widely accepted in Vienna and larger cities. Many smaller restaurants, markets, and rural establishments still prefer cash. Always carry €20–40. Contactless (Maestro, Visa, Mastercard) accepted in most supermarkets and large shops.
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ATM Tips
Use bank ATMs (Erste Bank, Raiffeisen, Bank Austria) to avoid third-party fees. Bankomats are plentiful in cities. Foreign cards may incur €2–4 fees at independent ATMs. Mastercard and Visa debit/credit widely accepted.
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Exchange Tips
Avoid airport exchange counters. Use Wise or Revolut for international transfers. N26 and Revolut offer fee-free use across the eurozone.
Pro tip: Best apps for expats
• Wise — Send money internationally at near-interbank rates
• N26 — German IBAN, free account, good for EU residents
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