Austria (AT)
Austria is a landlocked Central European republic of nine federal states (Bundesländer), renowned for its stunning Alpine landscapes, imperial history, world-class classical music, and high standard of living.
Currency & Money
Practical money tips for living in Austria.
Denominations
Coins: 1c, 2c, 5c, 10c, 20c, 50c, €1, €2. Notes: €5, €10, €20, €50, €100, €200, €500.
Payment Culture
Austria is moderately cash-oriented, though card payments are widely accepted in Vienna and larger cities. Many smaller restaurants, markets, and rural establishments still prefer cash. Always carry €20–40. Contactless (Maestro, Visa, Mastercard) accepted in most supermarkets and large shops.
ATM Tips
Use bank ATMs (Erste Bank, Raiffeisen, Bank Austria) to avoid third-party fees. Bankomats are plentiful in cities. Foreign cards may incur €2–4 fees at independent ATMs. Mastercard and Visa debit/credit widely accepted.
Exchange Tips
Avoid airport exchange counters. Use Wise or Revolut for international transfers. N26 and Revolut offer fee-free use across the eurozone.
Pro tip: Best apps for expats
- • Wise — Send money internationally at near-interbank rates
- • Revolut — Multi-currency account, free ATM withdrawals (limits apply)
- • N26 — German IBAN, free account, good for EU residents