Bangladesh (BD)
Bangladesh is a densely populated delta nation in South Asia, bordered by India and Myanmar, with the Bay of Bengal to the south.
Capital: Dhaka
Region: Asia
Language: Bengali
Currency: BDT (৳)
Cost of living: Very affordable (index 15)
Emergency: 999
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Time: 1–2 hours · Cost: Free (small informal facilitation fees sometimes asked — keep receipts)
Deadline: Within 24–72 hours of arrival or moving to new address
Risk if missed: Technically illegal to reside without police registration. Can cause complications with visa renewal and work permit extension.
Where to go: Local police station in your area of residence
Documents needed:
- ✓ Passport with valid visa
- ✓ Work permit copy (if applicable)
- ✓ Rental agreement or hotel registration
- ✓ Passport-size photographs
Tip: Your employer or a local colleague can help smooth this process. Hotels automatically register foreign guests with police (C-form). If renting privately, ensure your landlord is cooperative.
Local institution: Local Police Station (Thana) (Police Station)
Time: 4–8 weeks processing time · Cost: Work permit fee: BDT 5,000–50,000 depending on salary level. Visa on arrival: USD 50. Employment visa: USD 150 at embassy.
Deadline: Work permit must be obtained before starting employment
Risk if missed: Working without a permit is illegal. Fines, deportation, and ban on re-entry. Employer can also face penalties.
Where to go: BIDA One Stop Service (OSS), Agargaon, Dhaka. Many applications are now online via the BIDA portal.
Documents needed:
- ✓ Valid passport (minimum 6 months validity)
- ✓ Employment contract signed by both parties
- ✓ Company registration documents
- ✓ Educational certificates (attested)
- ✓ Passport-size photographs
- ✓ No Objection Certificate from employer
Tip: Your employer should guide this process. BIDA's One Stop Service centre in Dhaka handles most permit applications. Keep multiple copies of all documents — originals and attested photocopies are both required.
Local institution: Board of Investment (BIDA) / Department of Immigration and Passports (Bangladesh Investment Development Authority)
Time: 4–6 weeks for renewal processing · Cost: Visa renewal: USD 50–150. Work permit renewal: BDT 5,000–50,000.
Deadline: Start renewal process 60 days before expiry
Risk if missed: Overstaying visa results in fines (USD 5–10/day), possible detention, and complications with future entry.
Where to go: BIDA OSS centre for work permit renewal; Immigration and Passports Department, Agargaon, Dhaka for visa renewal
Documents needed:
- ✓ Current valid passport
- ✓ Existing work permit
- ✓ Employment contract renewal
- ✓ Tax clearance certificate
- ✓ Police clearance certificate
Tip: Keep a calendar reminder 90 days before your visa expiry. Your employer's HR department typically manages this process — confirm responsibility at the start of employment. Always carry a colour photocopy of your passport and visa.
Local institution: Department of Immigration and Passports / BIDA (Immigration and Passports Department)
Time: 1–2 hours at bank, 3–7 days processing · Cost: Free to open. Monthly maintenance fee: BDT 0–500 depending on account type.
Where to go: Bank branch in Dhaka's Gulshan, Banani, or Motijheel commercial areas. Standard Chartered at Gulshan is well-experienced with expat accounts.
Documents needed:
- ✓ Valid passport
- ✓ Valid work permit
- ✓ Employment letter from employer
- ✓ Proof of local address (rental agreement)
- ✓ Passport-size photographs (4–6)
- ✓ Tax Identification Number (TIN) if available
Tip: Standard Chartered and HSBC are the most reliable for international transfers and familiar to expats. BRAC Bank has the widest local ATM network. Ask your employer's HR team for a bank recommendation — many companies have relationships with specific banks.
Local institution: BRAC Bank / Standard Chartered / Dutch-Bangla Bank (Commercial Bank)
Time: SMS check is instant; portal registration takes days for BTRC review · Cost: Registration itself is free; customs duties may apply to imported devices
Documents needed:
- ✓ Phone IMEI (dial *#06#)
- ✓ Passport and arrival documents for imported handsets
Tip: Check your phone with the KYD SMS soon after inserting a local SIM — do not wait for a block. Keep your boarding pass and customs documents; they support the registration request for a personally imported phone.
Local institution: BTRC — National Equipment Identity Register (Telecom regulator device registry)
Time: Start 2–3 months ahead; the NOC is the long pole · Cost: Permit fees plus airline pet transport
Documents needed:
- ✓ DLS No Objection Certificate (in advance)
- ✓ Microchip record and rabies certificate (single-year vaccine)
- ✓ Export health certificate from origin country
Tip: Time the rabies booster carefully — multi-year vaccines do not satisfy the rule even if valid at home. Dhaka has limited veterinary and boarding infrastructure; identify a vet before arrival and plan for heat and street-dog encounters on walks.
Local institution: Department of Livestock Services (DLS) (Veterinary import authority)
Time: 1–2 hours online · Cost: Free
Where to go: Online via the NBR e-TIN portal (etaxnbr.gov.bd) or through a tax consultant
Documents needed:
- ✓ Valid passport
- ✓ Work permit
- ✓ Employment contract
- ✓ Local address proof
Tip: Most expat employers handle TIN registration through their accounting department. Bangladesh has a tax treaty with many countries — check whether your home country has an agreement with Bangladesh to avoid double taxation. Tax returns are due 30 November each year.
Local institution: National Board of Revenue (NBR) (National Board of Revenue)
Time: 1–3 hours self-filing; more with multiple income sources · Cost: Free to self-file; accountant fees if you use one
Risk if missed: Late filing penalties and interest on any unpaid tax apply; can also complicate visa/work permit renewal.
Where to go: National Board of Revenue (NBR) e-Return portal or your local tax circle office
Documents needed:
- ✓ e-TIN certificate
- ✓ Salary certificate/payslips
- ✓ Bank statements
- ✓ Records of any other income
Tip: Your employer's payroll/accounts team usually files on your behalf if tax is fully deducted at source — but confirm it's actually been submitted, don't assume. Keep your e-TIN certificate and salary certificate together each year; you'll need both every filing season.
Local institution: National Board of Revenue (NBR) (National Board of Revenue)
Time: Vehicle inspection plus BRTA processing time · Cost: Registration fee varies by vehicle type and engine capacity
Risk if missed: Driving an unregistered vehicle is illegal.
Where to go: Bangladesh Road Transport Authority (BRTA) office in your district
Documents needed:
- ✓ Work permit copy
- ✓ Valid visa
- ✓ Vehicle ownership/purchase documents
- ✓ Passport
Tip: Get an International Driving Permit (IDP) from the Automobile Association of Bangladesh (AAB) in Dhaka before you need it for either driving or vehicle registration purposes — it takes 2–3 working days and BRTA expects it alongside your foreign licence, not instead of it. Have your work permit and visa validity documents ready; BRTA specifically asks for these when a foreigner registers a vehicle.
Local institution: Bangladesh Road Transport Authority (BRTA) (Vehicle registration authority)
Time: 30 minutes (often done online) · Cost: Free
Where to go: Most embassies are located in the Diplomatic Zone, Gulshan and Baridhara, Dhaka.
Tip: Bangladesh is susceptible to cyclones, floods, and occasional political unrest. Embassy registration ensures you are included in emergency warden networks. Keep a printed copy of your embassy's emergency contact number at home.
Local institution: Your national embassy in Dhaka (Embassy / High Commission)
Time: 30–60 minutes · Cost: SIM card: BDT 50–200. Prepaid recharge bundles: BDT 100–500/month for data + calls.
Where to go: Grameenphone Centre, Robi, or Banglalink shops in any major city. Avoid buying from street vendors — use authorised dealers only.
Documents needed:
- ✓ Valid passport
- ✓ Valid visa
- ✓ Fingerprint (biometric registration at point of sale)
- ✓ Passport-size photograph
Tip: Grameenphone (a Telenor subsidiary) has the best 4G coverage nationally. Robi is a strong second. Foreigners can register a SIM with their passport — bring the original, not a photocopy. Some operators limit foreigners to two SIMs.
Local institution: Grameenphone / Robi / Banglalink (Mobile Network Operator)
Time: A few days to 1–2 weeks for installation · Cost: From ~৳700–1,400/month depending on provider and speed
Documents needed:
- ✓ Passport/NID
- ✓ Proof of address
Tip: Carnival Internet has the widest fibre footprint if you're outside the core Gulshan/Banani expat belt. Link3 rates highest for reliability if you're prepared to pay a bit more — worth it if you rely on video calls for work.
Local institution: Link3 / Amber IT / Carnival Internet (Internet service providers)
Time: 30 minutes once your local SIM and bKash are active · Cost: Free apps; pay per ride or delivery
Documents needed:
- ✓ Local phone number
- ✓ bKash or card for payments (see the bKash task)
Tip: Link bKash to the apps for smoothest payment (see the separate bKash task). For groceries, Chaldal delivery slots fill up before weekends and holidays — order ahead of Eid weeks especially.
Local institution: Pathao / Chaldal / Foodpanda (Ride-hailing and delivery platforms)
Time: Application: 2–4 weeks. Processing: 4–8 weeks. · Cost: Tuition: USD 10,000–25,000/year. Registration fee: USD 500–2,000.
Where to go: American International School Dhaka (Baridhara), Scholastica (multiple campuses), Australian International School Bangladesh (Gulshan)
Documents needed:
- ✓ Previous school records and transcripts
- ✓ Immunisation records
- ✓ Passport copies for parents and child
- ✓ Birth certificate
- ✓ Recent passport photos
Tip: The American International School Dhaka (AISD) is widely considered the best option for English-speaking expats. Apply well before your arrival date. Many expat employers offer school fee allowances as part of the benefits package.
Local institution: American International School Dhaka / Scholastica / Australian International School (International School)
Time: Register within the relevant window; payment via a Standard Chartered branch visit · Cost: Exam fees vary by subject and level
Where to go: British Council Bangladesh's exam registration system, online, with payment via designated Standard Chartered branches
Documents needed:
- ✓ Child's passport
- ✓ Bank deposit receipt for exam fees
Tip: Register in the regular window (mid-December to early February for the May/June session) rather than the late window — late registration costs more and runs on a tighter timeline. Payment is by bank deposit through a designated Standard Chartered branch, so factor in a bank visit rather than assuming it's all done online.
Local institution: British Council Bangladesh (UK cultural and examinations body)
Time: Read your contract against the statutory floor before signing
Documents needed:
- ✓ Employment contract
- ✓ Work permit documentation
Tip: For expats the contract usually exceeds the statutory floor — negotiate leave, notice periods and medical cover explicitly rather than relying on the Act. Keep attendance and payslip records; they decide any dispute.
Local institution: Bangladesh Labour Act 2006 (Labour law framework)
Time: 1–2 weeks to vet candidates and agree written terms · Cost: Driver: BDT 15,000–25,000/month; other roles vary by experience and household needs
Documents needed:
- ✓ Written statement of terms (pay, hours, duties, leave)
Tip: Don't assume the April 2026 reform gives your household staff a legal minimum wage — it explicitly does not. Agree pay, hours and days off in writing anyway; it's the only real protection either side has, and it's simply the right thing to do regardless of what the law requires.
Local institution: Labour (Amendment) Act 2026 (Bangladesh labour law framework)
Time: Notify HR with medical documentation as early as possible · Cost: Full pay during statutory leave
Documents needed:
- ✓ Medical certificate with expected delivery date
- ✓ Employment contract
Tip: If a baby is born in Bangladesh, register the birth with BDRIS — free within 45 days, small fees after (Tk 25 up to 5 years), and births with a foreign parent need manual handling rather than the online form. Start your embassy's passport process for the baby in parallel.
Local institution: Bangladesh Labour Act 2006 / BDRIS (Maternity benefit and birth registration)
Time: 15–30 minutes · Cost: Free to open. Transaction fees apply (0.5–1.85% depending on transaction type)
Where to go: Any bKash agent (common at mobile shops across every neighbourhood) or the bKash app
Documents needed:
- ✓ Bangladeshi SIM card (registered in your name)
- ✓ Passport or NID
- ✓ Passport-size photograph
Tip: bKash is non-negotiable for comfortable daily life in Bangladesh. Almost every landlord, utility, and local business accepts it. Nagad (run by Bangladesh Post Office) is the second-largest alternative.
Local institution: bKash Agent (any mobile phone shop) (Mobile Financial Service)
Time: Standard remittances: same-day to a few days. Above-limit approval: longer, through Bangladesh Bank · Cost: USD 1,000 (or GBP 500) minimum deposit to open a foreign currency account
Where to go: Your commercial bank's foreign exchange desk
Documents needed:
- ✓ Passport
- ✓ TIN
- ✓ Bank statements
- ✓ Documentation of purpose/source of funds for larger transfers
Tip: Keep documentation for anything you plan to remit above roughly USD 12,000/year — source of funds, TIN, bank statements — since amounts above that need Bangladesh Bank approval through your bank, and exceeding limits without approval risks your work permit being cancelled, not just a rejected transfer. A foreign currency account needs a meaningful minimum deposit (USD 1,000 or GBP 500 equivalent) to open, so plan for that.
Local institution: Bangladesh Bank / commercial bank forex desk (Central bank / commercial bank)
Time: 1–2 weeks to arrange coverage · Cost: International health insurance: USD 1,500–5,000/year. Local Green Delta or Guardian Life policies: BDT 20,000–80,000/year (lower coverage).
Documents needed:
- ✓ Passport
- ✓ Employment contract
- ✓ Medical history (for international policies)
Tip: Dhaka has good private hospitals (Square Hospital, United Hospital, Evercare Hospital) with English-speaking doctors. For serious conditions, most expats travel to India (Chennai, Kolkata) or Singapore. Medical evacuation cover is strongly recommended.
Local institution: International SOS / Green Delta Insurance / AXA (Health Insurance Provider)
Time: Ongoing — check in with a travel medicine clinic on arrival · Cost: Repellent/prevention supplies: minor recurring cost. Qdenga vaccine (if available and appropriate): varies by clinic.
Tip: Don't wait for symptoms to take dengue seriously in Dhaka — Bangladesh is currently flagged by the CDC among countries with elevated dengue activity, and expats and long-term residents who spend time outdoors are at higher risk than short-stay tourists. Mosquito bite prevention (repellent, screens, eliminating standing water) is your main defence since vaccine access is limited.
Local institution: Travel medicine clinic
Time: 1–4 weeks to find suitable housing · Cost: Gulshan/Banani 2–3 bedroom apartment: BDT 50,000–150,000/month. Agent commission: 1 month's rent.
Where to go: Real estate agents (brokerage) in Gulshan/Banani areas. Expat Facebook groups also list properties.
Documents needed:
- ✓ Passport copy
- ✓ Work permit copy
- ✓ Employment letter
- ✓ References from employer
- ✓ Bank account details for rental payments
Tip: Join the "Expats in Dhaka" Facebook group for housing recommendations. Most expat-friendly buildings have 24-hour security, generators (load shedding is common), and water storage. Always check for generator backup before signing a lease.
Local institution: Local landlord / Real estate agent (Property Agent (Dalal))
Time: Confirm at your first property viewing · Cost: Varies — factor into your accommodation search rather than a separate purchase if renting
Tip: Ask your landlord specifically what backup exists before signing — a working generator or IPS (battery backup) is close to essential given 2026's fuel-shortage-driven load shedding, which has hit 8–9 hours/day nationally at times. Dhaka's two distribution utilities have generally been less affected than rural areas, but that's not a guarantee, especially during heatwave demand spikes.
Local institution: Landlord / building management
Time: Confirm at your first property viewing whether filtration is already installed · Cost: Household filtration system: one-off cost varies by capacity
Tip: Don't assume bottled or jar-delivered 'filtered' water is automatically safe — one study found 97% of filtered jar water sold to households and offices in Dhaka still contained coliform bacteria, so the source and handling matter as much as the filtration claim. A proper in-home filtration system you control and maintain yourself is more reliable than trusting a delivery vendor's claims.
Local institution: Water filtration installer
Time: One session with an insurer or broker · Cost: Comprehensive motor cover varies by vehicle; evacuation cover is the other essential
Documents needed:
- ✓ Vehicle documents if you drive
- ✓ Existing policy documents
Tip: If you use a company car with a driver — the common expat setup — ask in writing what insurance actually covers you as a passenger. Do not assume the legal minimum protects you; currently there effectively is none.
Local institution: Road Transport Act 2018 (Motor insurance framework)
Time: 1–2 hours to compare quotes and buy · Cost: Premium varies by insured value and coverage scope
Documents needed:
- ✓ Inventory/valuation of contents
- ✓ Rental agreement or proof of address
Tip: Compare Green Delta, Pragati and the state-owned Sadharan Bima Corporation — Green Delta and Pragati are consistently among the top-rated private non-life insurers by market share and industry awards, so a good starting comparison set. Ask specifically what's covered given Bangladesh's flood and fire risk profile — don't assume standard cover matches what you'd expect from a home market policy.
Local institution: Green Delta / Pragati / Sadharan Bima Corporation (Insurance companies)
Time: Basic phrases: 2–4 weeks. Conversational: 6+ months. · Cost: British Council courses: BDT 15,000–40,000. Private tutors: BDT 500–1,500/hour.
Tip: Even learning the Bengali script (alphabets) helps enormously for reading signs and transport destinations. Duolingo does not offer Bengali — use apps like Pimsleur or hire a private tutor. Bangladeshis respond very warmly to foreigners who attempt their language.
Local institution: British Council Dhaka / local language institute (Language Learning Institute)
Time: 7–15 working days, fully online · Cost: BDT 500
Documents needed:
- ✓ Passport bio page (attestation rules apply in some cases)
- ✓ Proof of present and permanent address
- ✓ Treasury challan / payment receipt
Tip: Apply BEFORE you leave Bangladesh if your next country's immigration will want a PCC — doing it from abroad adds embassy attestation and an authorised representative. The certificate reflects your address history, so keep your police address registration current (see the registration task).
Local institution: Bangladesh Police PCC Portal (Police clearance service)
Full task details are available in the Premium plan
Become a Supporter Time: A consultation to clarify what applies to your specific situation · Cost: Lawyer's consultation fee varies
Where to go: A Bangladeshi succession/estate lawyer
Documents needed:
- ✓ List of Bangladesh-connected assets
- ✓ Religious affiliation/marriage documentation where relevant
Tip: If you're Muslim, remember the one-third rule applies to any Bangladesh-connected estate — you cannot will more than a third of it to a non-heir, and the remaining two-thirds follows fixed Islamic shares regardless of what a will says. If you hold assets abroad too, get advice on how Bangladeshi succession law interacts with your home country's — don't assume one will covers both cleanly.
Local institution: Civil courts / succession lawyer (Succession court)
Full task details are available in the Premium plan
Become a Supporter Time: Days to weeks depending on structure and BIDA approval (for branch/liaison offices) · Cost: Company registration fees vary by authorised capital and structure
Where to go: Registrar of Joint Stock Companies and Firms (RJSC), or BIDA for a branch/liaison office
Documents needed:
- ✓ Passport
- ✓ Proposed company documents/memorandum
- ✓ BIDA approval (for branch/liaison offices)
Tip: Don't try to register a simple sole-proprietor trade licence the way a Bangladeshi freelancer would — only citizens are eligible for that route. If you want to freelance or run a small operation as a foreign national, budget for the more involved private limited company (RJSC) or branch/liaison office (BIDA-approved) path instead.
Local institution: RJSC / BIDA (Companies registrar / investment authority)
Time: 4–8 weeks for local licence · Cost: BRTA licence fee: BDT 2,000–5,000. Third-party insurance: BDT 5,000–15,000/year.
Where to go: BRTA offices in Dhaka (Mirpur, Banani) or district BRTA offices
Documents needed:
- ✓ Valid passport
- ✓ Valid work permit
- ✓ Home-country driving licence (original + certified translation if not in English)
- ✓ Medical fitness certificate from registered doctor
- ✓ Passport-size photographs
Tip: Driving in Dhaka is extremely challenging due to heavy congestion, poor road discipline, and unpredictable traffic. Most expats hire a personal driver (BDT 15,000–25,000/month). Ride-hailing apps Uber and Pathao are reliable and affordable alternatives.
Local institution: Bangladesh Road Transport Authority (BRTA) (Bangladesh Road Transport Authority)
Time: Review as part of financial planning · Cost: Budget several months of living costs plus repatriation as your buffer
Tip: Negotiate notice periods and repatriation costs into your contract — they substitute for the unemployment protection you may be used to. Keep home-country pension contributions alive (see the pension task); Bangladesh years otherwise vanish from your retirement record.
Local institution: Labour Act Chapter XII (Employer-paid injury compensation)