Skip to main content

Jordan (JO)

Jordan is a stable, welcoming Hashemite Kingdom at the crossroads of the Middle East — home to Petra, one of the Seven Wonders of the World, the legendary Wadi Rum desert, and the mineral-rich Dead Sea.

Capital: Amman
Region: Middle East
Language: Arabic
Currency: JOD (JD)
Cost of living: Very affordable (index 39)
Emergency: 911

Currency & Money

Practical money tips for living in Jordan.

JD
Jordanian Dinar
JOD

Denominations

Coins: 1, 5, 10, 25, 50 qirsh (fils). Notes: 1, 5, 10, 20, 50 JD. 1 JOD = 1,000 fils = 100 qirsh.

Payment Culture

Jordan is predominantly a cash society, especially for everyday transactions, souks, taxis, and smaller restaurants. Cards (Visa/Mastercard) are accepted in supermarkets, malls, hotels, and larger restaurants. Always carry JD 10–20 in cash. Contactless payment is slowly expanding in Amman. Haggling is expected in souks and with independent merchants.

ATM Tips

ATMs (Sarraf) are widely available in Amman and larger cities. Arab Bank, Housing Bank, and Cairo Amman Bank ATMs are reliable for foreign cards. Fees: JD 1–3 per withdrawal for foreign cards. Inform your home bank before travel to avoid blocks.

Exchange Tips

Currency exchange offices (Sarraf) offer better rates than banks or airports. The JOD is pegged to the USD (1 JOD ≈ 1.41 USD) — a stable, predictable peg since 1995. Wise works well for international transfers. Avoid airport exchange counters.

Pro tip: Best apps for expats

  • Wise — Send money internationally at near-interbank rates
  • Revolut — Multi-currency account, free ATM withdrawals (limits apply)
  • N26 — German IBAN, free account, good for EU residents