Cyprus (CY)
Cyprus is a Mediterranean island nation and EU member state situated at the crossroads of Europe, Asia and Africa.
Capital: Nicosia
Region: Europe
Language: Greek
Currency: EUR (€)
Cost of living: Moderate (index 62)
Emergency: 112
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Professional Services
Finding lawyers, accountants, doctors and other professionals in Cyprus.
Cyprus has a small professional community — personal referrals and word of mouth are the most reliable way to find quality service providers. Expat Facebook groups (Expats in Cyprus, British Expats Cyprus, etc.) are excellent resources for verified recommendations. Most professional services in Limassol, Nicosia, Larnaca and Paphos are available in English.
Language options: English is widely available for all professional services in Cyprus. Greek is not required to access professional help. Russian and Ukrainian are also available from many professionals, particularly in Limassol. In smaller towns and villages, Greek is more important.
Lawyer / Solicitor
€150–350/hour. Fixed fee for property conveyancing: €1,500–3,000. How to find: Cyprus Bar Association directory (www.cybar.org.cy). Ask for referrals in expat groups. Many lawyers in Limassol and Nicosia speak English.
Cyprus Bar Association (Παγκύπριος Δικηγορικός Σύλλογος)
💡 Essential for property purchases, company formation, residence applications and estate planning. Use a Cyprus-qualified lawyer, not just an agent. Verify registration on the Bar Association website.
Accountant / Tax Advisor
€80–200/hour. Annual personal tax return: €300–700. Company accounting: €1,500–6,000/year. How to find: Institute of Certified Public Accountants of Cyprus (ICPAC) directory. Ask in local business networks or expat groups. Many firms specialise in expat and international tax.
ICPAC — Institute of Certified Public Accountants of Cyprus
💡 Highly recommended for anyone using the Non-Dom regime, IP Box, or 60-day rule. Cyprus's tax system has significant benefits but complex rules — a good accountant pays for itself. Look for firms with Big 4 or international background for complex structures.
Employment lawyer (Εργατολόγος)
€150–350/hour. Employment contract review: €300–600. Industrial Tribunal claim assistance: €500–2,000+. How to find: Cyprus Bar Association (cybar.org.cy) for lawyers specialising in employment law. Department of Labour Relations (mlsi.gov.cy) provides free mediation for workplace disputes — the first step before engaging a private lawyer. Many Limassol and Nicosia law firms have English-speaking employment specialists.
Cyprus Bar Association (cybar.org.cy)Department of Labour Relations (mlsi.gov.cy)
💡 File a complaint with the Department of Labour Relations before engaging a private lawyer — free mediation is available and resolves many disputes. Time limits for employment complaints are strict in Cyprus. For disputes involving both employment and residence permit issues, use a lawyer experienced in both areas.
Real Estate Agent
Buyer agent fee: typically 3–5% of purchase price + VAT. Rental fee: 1 month rent. How to find: Cyprus Real Estate Agents Registration Council (www.reac.gov.cy) for licensed agents. Major agencies: Engel & Völkers, RE/MAX Cyprus, Leptos Estates, Aristo Developers, Pafilia.
Cyprus Real Estate Agents Registration Council (REAC)
💡 Ensure agent is licensed with REAC — unlicensed agents operate illegally. For property purchases, always use a separate lawyer independent of the agent.
Immigration Consultant
€500–2,000 for residency permit assistance. EU citizen assistance: €300–600. How to find: Law firms and specialist immigration consultancies in Nicosia and Limassol. Many offer free initial consultations.
💡 Not strictly necessary for EU citizens (MEU1 is straightforward) but valuable for non-EU residence permits, investment residency, and complex family reunion applications.
Insurance Broker
No direct fee — brokers earn commission. Health insurance: €100–300/month. Car: €400–900/year. How to find: Insurance Companies Control Service (ICCS) — list of licensed brokers. Major brokers: AGKM Insurance, Aspis Insurance, CNP Asfalistiki, Pancyprian Insurance.
💡 Use a broker rather than going direct — they can compare across multiple insurers. Ensure any health insurance is compatible with GESY for top-up coverage.
Sworn translator / certified translation
€30–80 per page for certified translation. Court interpretation: €80–150/hour. How to find: Cyprus Bar Association (cybar.org.cy) for certified legal translators. Ministry of Justice-authorised translators for court and government documents. Many Limassol and Nicosia law firms offer certified translation as part of their services.
Cyprus Bar Association (cybar.org.cy)
💡 Certified translations are required for all foreign documents submitted to Cyprus government authorities (Civil Registry, Ministry of Interior, courts, land registry). Keep originals — certified translations must accompany originals for most official submissions. For documents to be used outside Cyprus, confirm whether an apostille from the Ministry of Justice is required.
Professional Services
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