Armenia (AM)

Affordable Caucasus base with a fast-growing tech scene, rich culture, straightforward residency options, low flat income tax, strong diaspora links and increasingly international Yerevan.

Capital: Yerevan

Region: Europe

Language: Armenian

Currency: AMD (֏)

Cost of living: Very affordable (index 30)

Emergency: 911

Digital Services

Digital ID, e-government and essential apps in Armenia.

Armenian eID / digital certificate ecosystem

Armenia uses a combination of biometric passports, bank-issued digital certificates, mobile-operator ID tools and an electronic signature system for government, tax and company services. There is no single national app, but several services accept e-signature or bank-verified login.

How to get it: Contact your bank or mobile operator about available digital ID and signature options. The TaxService.am taxpayer portal and e-gov.am accept registered accounts; some workflows require in-person visits to a service centre.

Unlocks these services

TaxService.am income tax filingEDMS company and registry servicese-gov.am government service directoryBank account verificationCivil-status and migration workflows where supported

E-Government Portal

https://www.e-gov.am

Armenia is digitising quickly, but many workflows still require in-person appointments, Armenian-language forms or notarised translations. The e-gov.am portal links to agency-specific portals rather than providing a unified login.

Available services

Government service directoryMigration and residence servicesCompany registry and business linksTax service access via taxservice.amCivil-status and document workflowsVehicle and administrative services

Essential Apps

ExpatCheapRent

Free

Housing

Expat-focused cheap rental finder at expatcheaprent.com — compares listings across major rental portals to help newcomers find affordable apartments.

List.am

Free

Housing

Armenia's main classifieds platform — the primary place to find apartment rentals, used goods, vehicles and services in Yerevan and other cities.

Idram

Free

Banking

Largest Armenian mobile wallet for QR payments, utility bills, transfers and merchant payments — widely accepted across Yerevan.

Telcell Wallet

Free

Banking

Payment ecosystem for bills, mobile top-up, transport ticketing and services — useful alongside Idram for full coverage.

GG Taxi

Free

Transport

Local Armenian ride-hailing app — the dominant taxi service in Yerevan with fixed fares and driver tracking.

Yandex Go

Free

Transport

Ride-hailing and delivery app also widely used in Yerevan — often offers more drivers at peak times alongside GG Taxi.

Your bank's mobile app

Free

Banking

Major Armenian banks — ACBA Bank, Ameriabank, Ardshinbank, Evocabank, HSBC Armenia — all offer mobile apps for account management and card controls.

Viber

Free

Communication

Dominant messenger in Armenia for personal, professional and community communication — more widely used than WhatsApp.

Free

Communication

Widely used for international contacts and some business communication.

Wolt

Free

Food

Food delivery operating in Yerevan with restaurants, cafes and grocery stores.

TaxService.am

Free

Tax

State Revenue Committee online portal for tax registration, income declaration filing and VAT returns for foreign workers and businesses in Armenia.

IQAir / AirVisual

Free

Health

Air quality monitoring for Yerevan — useful in winter when temperature inversions and traffic increase particulate levels.

Keep an Armenian SIM active. Losing your SIM can lock you out of banking, wallet, delivery and government accounts that use phone-number OTPs. Use Viber rather than WhatsApp as the default local messaging channel.