Armenia (AM)
Affordable Caucasus base with a fast-growing tech scene, rich culture, straightforward residency options, low flat income tax, strong diaspora links and increasingly international Yerevan.
Healthcare in Armenia
Armenia has a mixed healthcare system: state-guaranteed care for eligible groups and services, plus a large private-pay and private-insurance market. Expats usually rely on employer insurance, international cover, or direct payment, especially for English-speaking private clinics in Yerevan.
Yerevan private hospitals and diagnostics can be good value for routine and specialist care, while regional access and public waiting conditions vary significantly.
Public healthcare: State-guaranteed medical care
Publicly financed care for eligible categories and services
- Emergency stabilisation
- Selected state-funded services
- Some maternity and child health services
- Coverage for eligible vulnerable groups
- Public-health programs such as vaccinations
- Many outpatient specialist visits for non-eligible adults
- Private rooms and private doctors
- Most dental care
- Many branded medicines
- International evacuation
Private healthcare: Private clinics and insurers
Accessing care
There is no strict gatekeeper GP system like in some European countries. Many expats choose a private family doctor or clinic and self-refer to specialists.
Private specialists can often be booked directly. Insurance may require pre-approval or referral for reimbursement.
Call 103 for ambulance or 911/112 for general emergencies. Private hospitals may also advise by phone, but life-threatening cases should use emergency services.
Emergency departments and ambulance services handle urgent cases. Private clinic after-hours coverage varies, so keep your insurer hotline and preferred hospital number saved.
Pharmacies are common. Some medicines available over the counter elsewhere require prescription, while brand availability differs; bring generic names and prescription copies.
Mostly private-pay, with many clinics in Yerevan. Get quotes for implants, orthodontics, and crowns before starting treatment.
Private psychologists and psychiatrists are available in Yerevan, including English/Russian-speaking providers. Crisis infrastructure is more limited than in Western Europe.
Maternity care is available through public and private hospitals. Private packages, doctor choice, and room choice should be arranged early in pregnancy.
Expat-specific advice
- Buy private or employer health insurance before arrival
- Choose a primary clinic near home or work
- Save 103, 911, your insurer hotline, and your embassy number
- Translate key medical history and prescriptions
- Check whether chronic medications are sold in Armenia
Pharmacies (Դեղատուն)
- Pain relievers
- Cold and flu medicine
- Basic allergy medicine
- Digestive remedies
- First-aid supplies
Typical costs
| GP visit (with insurance) | AMD 0–5,000 copay depending on plan; network GP visits often covered in full |
| GP visit (private pay) | AMD 10,000-25,000 |
| Specialist visit | AMD 15,000-45,000 |
| Emergency visit | Highly variable; private emergency diagnostics can quickly exceed AMD 50,000-200,000 |
| MRI scan | Often AMD 60,000-150,000 depending on body part and contrast |
| Prescription average | AMD 2,000-20,000 depending on medication |
| Dental check-up | AMD 10,000-25,000 |
| Baby delivery | Private packages vary widely; ask hospitals for 2026 package lists early |
Healthcare
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