Curaçao (CW)
Curaçao is a Dutch Caribbean island of approximately 160,000 people situated 65km north of Venezuela, outside the Atlantic hurricane belt.
Capital: Willemstad
Region: Americas
Language: Papiamentu
Currency: XCG (Cg)
Cost of living: Moderate (index 68)
Emergency: 911
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Time: 1–2 hours at the office · Cost: XCG 30–60
Deadline: Register within 14 days of arrival or VVA approval
Risk if missed: Cannot access healthcare, banking, or government services. VVA permit may be delayed.
Documents needed:
- ✓ Passport (original + copy)
- ✓ VVA permit (if already issued)
- ✓ Proof of address (rental contract)
- ✓ Completed registration form
Tip: Bring 4 passport photos. The Censo office is in Willemstad — arrive early, queues form. Bring all documents in a single folder.
Local institution: Censo — Dienst Burgerzaken (Civil Registry Service)
Time: 1 hour at SVB office · Cost: Premium deducted from salary where employed; 2026 BVZ employee share is 4.3%
Deadline: Within 30 days of VVA approval
Risk if missed: No healthcare coverage. Medical costs will be fully out-of-pocket.
Documents needed:
- ✓ Passport
- ✓ VVA permit
- ✓ Employer confirmation of employment
Tip: Your employer handles BVZ deductions from salary. Confirm your insurance card is issued within 4 weeks. For dental/optical needs, consider supplementary insurance.
Local institution: SVB / BVZ (Basic Health Insurance via Social Insurance Bank)
Time: 1 hour · Cost: Free (contributions deducted from salary)
Deadline: Within 30 days of starting work or receiving VVA
Risk if missed: No health insurance coverage. No social security protections. Possible penalties.
Documents needed:
- ✓ Passport
- ✓ VVA permit
- ✓ Employment contract
- ✓ Completed SVB enrolment form
Tip: Your employer should register you automatically. Check your first payslip — if AZV and AOV deductions appear, you are registered.
Local institution: SVB — Sociale Verzekeringsbank Curaçao (Social Insurance Bank Curaçao)
Time: 1–2 hours at Belastingdienst office · Cost: Free
Documents needed:
- ✓ Passport
- ✓ VVA permit
- ✓ Proof of address
- ✓ Employment contract or business registration
Tip: Your employer may register you automatically via payroll. Check your first payslip for a tax number. If self-employed, register directly.
Local institution: Belastingdienst Curaçao (Curaçao Tax Authority)
Time: 4–6 weeks processing · Cost: XCG 250–500
Deadline: 3 months before VVA expiry
Risk if missed: Expired VVA = illegal residency status. Cannot renew work authorisation. Risk of deportation.
Documents needed:
- ✓ Current VVA permit
- ✓ Updated employment contract
- ✓ Passport
- ✓ Proof of residence
- ✓ Renewal fee
Tip: Set a calendar reminder 4 months before your VVA expires. Late renewals cause stress and possible gap in legal status.
Time: 10-20 minutes online · Cost: Free
Deadline: Before boarding or at least before immigration clearance on arrival
Risk if missed: Arrival processing delays, denied boarding risk with strict carriers, or avoidable problems at Hato immigration.
Where to go: https://dicardcuracao.com
Documents needed:
- ✓ Passport used for travel
- ✓ Flight details
- ✓ Accommodation address
- ✓ Email confirmation/PDF
Tip: The passport on the card must match the passport you travel with. Complete a separate card for each family member, including children.
Local institution: Digital Immigration Card Curaçao (Online visitor entry card)
Time: 1–2 hours · Cost: XCG 100–500/month depending on coverage
Deadline: Before driving your vehicle on public roads
Risk if missed: XCG 500–1,000 fine + vehicle impoundment.
Documents needed:
- ✓ Vehicle registration
- ✓ Driving licence
- ✓ Passport
Tip: ENNIA and Fatum are the main insurers. Get 3 quotes. Comprehensive (all-risk) strongly recommended for vehicles above XCG 15,000.
Time: 4–8 weeks processing · Cost: XCG 250–750
Deadline: Apply before or immediately after arrival — typically employer submits on your behalf after labour market test approval
Risk if missed: Illegal residency. Cannot legally work. Possible deportation.
Documents needed:
- ✓ Valid passport
- ✓ Employment contract
- ✓ Employment permit or proof of application/payment where required
- ✓ Medical certificate where required
- ✓ Certificate of Good Conduct (apostilled)
- ✓ Proof of accommodation
- ✓ Passport photos
- ✓ Application fee/payment proof
Tip: Your employer usually handles the employment-permit step before or alongside the residence application. Follow the current Immigratiedienst Curaçao checklist exactly; missing fee stamps, CRIB numbers or KvK extracts can restart the clock.
Local institution: Immigratiedienst Curaçao (Curaçao Immigration Service)
Time: 2–4 hours (self-completion) · Cost: Free (self-filing). Accountant: XCG 500–2,000.
Deadline: By 31 March each year for prior tax year
Documents needed:
- ✓ Annual payslip summary (jaaropgave)
- ✓ Bank statements
- ✓ Proof of deductible expenses
Tip: Most straightforward salaried employees are handled via payroll. File if you have freelance income, rental income, or want to claim deductions. Extension available on application to Belastingdienst.
Local institution: Belastingdienst Curaçao (Curaçao Tax Authority)
Time: 1–2 hours at the branch · Cost: XCG 10–25/month account fees
Deadline: Open within first 2 weeks — needed for salary receipt
Risk if missed: Employer cannot pay salary. Cannot pay rent or utilities. Reliant on cash.
Documents needed:
- ✓ Passport
- ✓ VVA permit
- ✓ Proof of address (rental contract or utility bill)
- ✓ Employment contract or proof of income
- ✓ Initial deposit (XCG 100–500)
Tip: MCB is the most popular among expats. Bring all documents in originals AND copies. Expect a 1–2 week wait for debit card.
Local institution: MCB (Maduro & Curiel's Bank) / RBC Royal Bank (Main Curaçao Banks)
Time: 1–2 days · Cost: XCG 50–200 depending on nationality and tests required
Deadline: Within 30 days of arrival
Risk if missed: Driving on an expired foreign licence is a traffic offence. Insurance may be invalidated.
Documents needed:
- ✓ Original foreign driving licence
- ✓ Passport
- ✓ VVA permit
- ✓ 2 passport photos
- ✓ Medical/eye test result (for non-EU/Dutch)
Tip: Dutch licence = direct swap, no test. EU licence = written test only. Other nationalities = full process including road test. Start early.
Local institution: Verkeersdienst (Traffic Department)
Full task details are available in the Premium plan
Become a Supporter Time: 2–4 weeks (with tax adviser assistance) · Cost: XCG 1,500–3,000 (tax adviser fee for application)
Deadline: Apply within 4 months of employment start date
Risk if missed: Cannot apply retroactively after 4 months. Lose thousands in tax savings annually.
Documents needed:
- ✓ Employment contract
- ✓ Proof of recruitment from abroad
- ✓ Evidence of specialised expertise
- ✓ Passport
- ✓ SVB number
Tip: Engage a local tax adviser (belastingadviseur) immediately on arrival if you may qualify. Minimum salary threshold applies (approximately XCG 60,000/year gross). Valid for up to 5 years.
Local institution: Belastingdienst Curaçao (Curaçao Tax Authority)
Time: 30 minutes (online) · Cost: Free
Documents needed:
- ✓ Passport
- ✓ Local address in Curaçao
Tip: Most embassies cover Curaçao from Bogotá, Panama City, or Port of Spain. Register online — most have online registration systems.
Time: 2–3 hours · Cost: XCG 20–50 (photocopying and secure storage)
Tip: Store digital copies on encrypted cloud (Google Drive, iCloud). Losing your VVA permit on an island requires replacement which can take weeks.
Full task details are available in the Premium plan
Become a Supporter Time: 2–4 hours (drafting + notarisation) · Cost: XCG 500–1,500 (notary fee for internationally valid document)
Documents needed:
- ✓ Passport
- ✓ Details of the person you are authorising
- ✓ Description of authorised actions
Tip: Must be apostilled to be valid in most countries. Use a Curaçao notary familiar with international power of attorney documents.
Time: 30 minutes (online) · Cost: Free to set up. Transfer fees: 0.5–1.5% depending on currency
Documents needed:
- ✓ Passport
- ✓ Proof of address
Tip: Set up your transfer route before your first salary transfer abroad. If XCG is not supported, compare USD transfer pricing into your local bank account.
Local institution: Wise (formerly TransferWise) (International Money Transfer Service)
Full task details are available in the Premium plan
Become a Supporter Time: 4–8 weeks (due diligence and account setup) · Cost: Minimum balance: USD 50,000–250,000 for most private banking tiers
Documents needed:
- ✓ Passport
- ✓ Proof of income/employment contract
- ✓ Bank statements (6 months)
- ✓ KYC documentation
- ✓ Source-of-funds declaration
Tip: Always verify offshore institutions with the CBCS (centralbank.cw). Prefer fee-based advice over commission-driven products. Avoid high-surrender-charge offshore bonds.
Time: 15 minutes · Cost: Free (data charges apply)
Deadline: Day of arrival
Tip: Save the emergency numbers (911/912), your GP, landlord, and employer in your contacts immediately. WhatsApp calls work well and are free over WiFi/data.
Full task details are available in the Premium plan
Become a Supporter Time: 3–7 business days per document · Cost: XCG 100–350 per standard page (sworn translation)
Risk if missed: Immigratiedienst Curaçao rejects non-sworn translations — application delays of weeks or months.
Documents needed:
- ✓ Original documents requiring translation
- ✓ Passport copy for identification
Tip: Use only translators registered with the Gerecht in Eerste Aanleg (court). Ask the Orde van Advocaten or Censo office for their approved translator list. Never use online translation for official submissions.
Time: 2–3 hours · Cost: XCG 30–80 for a market visit and local lunch
Tip: Floating Market: best between 6am and 10am for freshest produce and friendly Venezuelan vendors. Bring cash — most vendors are cash only.
Time: Half-day to full day per beach · Cost: XCG 30–60 beach entry. Diving: XCG 120–180 per 2-tank trip.
Tip: Knip Beach (Playa Kenepa) is 45 minutes from Willemstad — go on a weekday for fewer crowds. Ocean Encounters and Dive Curaçao are well-rated dive operators.
Time: 30 minutes · Cost: Free
Tip: Introduce yourself in the group. Be specific about what you're looking for (neighbourhood to live in, dive buddy, Papiamentu practice partner). People are genuinely helpful.
Full task details are available in the Premium plan
Become a Supporter Time: 2–4 weeks (full onboarding service) · Cost: XCG 3,500–9,000 depending on scope (housing + admin + family orientation)
Documents needed:
- ✓ Passport copies
- ✓ Employment contract
- ✓ Family details and requirements brief
Tip: Many employers cover relocation costs in expat packages — ask HR before paying out of pocket. A good concierge also provides an area orientation briefing, school tour, and local contact network handover.
Time: 30 minutes · Cost: USD 5–15/month
Tip: ExpressVPN and NordVPN have good server coverage. Select your home country server to access local streaming libraries.
Time: 30 minutes · Cost: Free
Documents needed:
- ✓ Cédula Fiscal (tax ID number)
Tip: Available in Dutch. Use Google Translate if needed. Set up soon after receiving your tax number.
Local institution: Belastingdienst Curaçao Online Portal (Curaçao Tax Online Services)
Full task details are available in the Premium plan
Become a Supporter Time: 1–2 days (assessment + setup) · Cost: XCG 800–3,000 depending on number of devices and complexity
Documents needed:
- ✓ Employer IT security requirements document
- ✓ List of devices used for work
Tip: Ask your employer IT/compliance team for their minimum security requirements before arrival. A hardened setup also protects your banking and personal data on the island's WiFi networks.
Time: 1–4 weeks (application + acceptance) · Cost: International school: XCG 800–2,500/month. Dutch public: XCG 50–200/month.
Deadline: Apply 1–3 months before school term start
Documents needed:
- ✓ Children's birth certificates (apostilled)
- ✓ Previous school records
- ✓ Passport copies
- ✓ Proof of address
- ✓ Medical/vaccination records
Tip: International School of Curaçao (ISC) has waiting lists — apply early. Dutch public schools generally accept mid-year enrolments more flexibly.
Full task details are available in the Premium plan
Become a Supporter Time: 6–18 months study (from beginner) + exam · Cost: XCG 1,000–4,000 (course + exam fees)
Documents needed:
- ✓ Registration at UoC or authorised exam centre
- ✓ Identification documents
Tip: Dutch is the official language and opens employment and citizenship paths. Combine language study with the inburgeringsexamen (civic integration) for naturalisation.
Time: 2–4 hours (review + possible legal advice) · Cost: Free (self-review) or XCG 500–1,500 (lawyer review)
Documents needed:
- ✓ Draft employment contract
Tip: Key points: Is employer sponsoring your VVA? Is there a housing allowance? Does the contract mention the 30% tax ruling? What is the notice period?
Full task details are available in the Premium plan
Become a Supporter Time: 1–2 hours at KvK office · Cost: XCG 100–200 registration fee
Documents needed:
- ✓ Passport
- ✓ VVA permit with self-employment authorisation
- ✓ Business address
- ✓ Completed KvK registration form
Tip: KvK registration is a prerequisite for opening a business bank account, applying for OB (sales tax) registration, and contracting with government clients.
Local institution: KvK — Kamer van Koophandel Curaçao (Chamber of Commerce Curaçao)
Time: 4–8 weeks processing · Cost: XCG 250–500 per family member
Documents needed:
- ✓ Main holder's VVA
- ✓ Marriage/birth certificates (apostilled)
- ✓ Proof of income
- ✓ Accommodation proof
- ✓ Medical certificates for dependants
Tip: Apply as soon as your own VVA is approved. Processing times can extend during peak periods.
Local institution: Immigratiedienst Curaçao (Immigration and Naturalisation Service)
Full task details are available in the Premium plan
Become a Supporter Time: 2–4 weeks (selection + verification) · Cost: Agency placement fee: XCG 1,000–3,000. Nanny salary: XCG 1,500–4,500/month depending on experience.
Documents needed:
- ✓ Details of childcare requirements (age, hours, language preference)
- ✓ Home address and environment details
Tip: Always check identity, police clearance, and at least 2 references directly — do not rely only on the agency. Define hours, overtime, Eid-equivalent holidays, live-in terms, and termination notice in writing.
Time: 2–4 hours (setting up voluntary contributions) · Cost: UK NIC Class 3: ~GBP 957/year (~GBP 18.40/week, 2025/26). Australia: varies.
Documents needed:
- ✓ Home country pension account details
- ✓ Bank account for contributions
Tip: UK workers: maintain NIC Class 3 voluntary contributions to preserve State Pension entitlement — Class 2 for overseas workers was abolished from April 2026. Contact HMRC's Non-Residents team. Superannuation for Australians continues while abroad.
Time: 1 hour (set up recurring savings) · Cost: No cost — saving your own money
Tip: Curaçao medical medevac to Amsterdam costs USD 50,000–150,000 without insurance. Keep at least USD 5,000 accessible at all times as emergency reserve.
Full task details are available in the Premium plan
Become a Supporter Time: 4–8 weeks (application + setup) · Cost: No setup cost but minimum investment typically USD 20,000–50,000
Documents needed:
- ✓ Passport
- ✓ Proof of address
- ✓ Bank statements
- ✓ KYC documentation for offshore institution
Tip: Seek independent fee-only financial advice before committing. Avoid high-commission products with lengthy surrender charges. FPI (Friends Provident International) and RL360 are reputable Isle of Man providers.
Time: 30 minutes (registration) · Cost: Covered by BVZ
Deadline: Within first month of arrival
Documents needed:
- ✓ Passport
- ✓ BVZ card / SVB enrolment confirmation
- ✓ Proof of address
Tip: Ask the expat community (Facebook group "Curaçao Expats") for GP recommendations near your neighbourhood. Out-of-hours GP: Centrale Huisartsenpost (461 3600).
Local institution: Huisarts (General Practitioner) (GP / Family Doctor)
Time: 1 hour (home mosquito prevention) · Cost: XCG 30–80 (repellent, screens)
Tip: Dengue has no vaccine — prevention is essential. Empty any containers with standing water weekly. Keep window screens in good repair.
Full task details are available in the Premium plan
Become a Supporter Time: 1 day (full screening) · Cost: XCG 800–2,500 depending on scope (full bloods, cardiac, cancer markers)
Documents needed:
- ✓ Passport
- ✓ Medical history summary
- ✓ Insurance pre-authorisation if applicable
Tip: Request tropical disease panel (dengue, leptospirosis, chikungunya markers). Confirm whether your international insurance covers preventive screening without prior GP referral.
Time: 1–4 weeks searching · Cost: XCG 1,200–5,000/month rent + deposit
Deadline: Before arrival or within first 2 weeks
Documents needed:
- ✓ Passport
- ✓ VVA permit
- ✓ Employment contract
- ✓ Bank statements (2 months)
- ✓ Security deposit (1–3 months rent)
Tip: Join "Curaçao Expats" Facebook group for real-time housing leads. Avoid paying any deposit without viewing the property in person — rental scams exist.
Time: 1–2 hours (in person or online) · Cost: XCG 200–500/month (electricity + water combined)
Deadline: On or before move-in date
Documents needed:
- ✓ Passport
- ✓ Rental contract
- ✓ VVA permit
Tip: Air conditioning is the dominant electricity cost. XCG 200–500/month for a 2BR apartment. Energy-efficient AC units save significantly. Call 433 3333 for Aqualectra.
Local institution: Aqualectra N.V. (Curaçao Electricity and Water Utility)
Time: 1–2 days (installation appointment) · Cost: XCG 100–180/month internet. SIM: XCG 10–25.
Deadline: Within first week of arrival
Documents needed:
- ✓ Passport
- ✓ Proof of address
Tip: Liberty Curaçao offers fastest fibre speeds. Digicel and Flow offer competitive mobile plans. Get a local SIM immediately — WhatsApp with a local number is how everyone communicates.
Full task details are available in the Premium plan
Become a Supporter Time: 2–4 months from search to completion · Cost: 4% transfer tax + 1–2% notary + agent fees + property price
Documents needed:
- ✓ Passport
- ✓ VVA permit (for residents)
- ✓ Financial documents (proof of funds or mortgage approval)
- ✓ Legal representation recommended
Tip: Verify title at the Curaçao Kadaster before any deposit. Get an independent property survey. Use a local estate agent and civil-law notary.
Full task details are available in the Premium plan
Become a Supporter Time: 1–2 hours (review + written findings) · Cost: XCG 1,000–2,500/year
Documents needed:
- ✓ Current VVA permit
- ✓ Passport
- ✓ Most recent payslips
- ✓ Censo registration confirmation
- ✓ SVB contribution statement
Tip: Especially valuable if you changed employer during the year, changed address, or had gaps in employment. An annual audit typically costs less than the legal fees of fixing one discovered problem.
Time: 1 hour (online or with broker) · Cost: XCG 50–150/month
Documents needed:
- ✓ Rental contract
- ✓ Inventory of valuable items
Tip: Confirm hurricane and windstorm coverage. Curaçao is below the hurricane belt but tropical storms do occasionally affect the island.
Full task details are available in the Premium plan
Become a Supporter Time: 1–2 hours (online application) · Cost: USD 150–500/month depending on age and coverage level
Documents needed:
- ✓ Passport
- ✓ Health declaration
- ✓ Application form
Tip: Ensure policy includes: medical evacuation to Netherlands, dental, optical, and mental health coverage. Compare Cigna Global, Aetna International, and BUPA International.
Time: 2–4 hours self-study · Cost: Free (YouTube, apps)
Tip: Curaçaoans are genuinely delighted when foreigners attempt Papiamentu. Learn 10 key phrases this week. Use Radio Kòrsou online for Papiamentu listening practice.
Full task details are available in the Premium plan
Become a Supporter Time: 1–3 hours/week for 3–6 months · Cost: XCG 100–250/hour (private tutor rate, 2026)
Tip: Find tutors via the "Curaçao Expats" Facebook group, International School of Curaçao noticeboard, or UoC language department. Request a tutor focused on professional vocabulary if you manage local staff.
Time: 2–4 hours (consultation + signing) · Cost: XCG 800–2,000
Documents needed:
- ✓ Passport
- ✓ Details of assets and beneficiaries
- ✓ Existing will (if any)
Tip: Particularly important for unmarried couples. Also essential if you have children from a previous relationship. Find a notary via KNOBI (notarial organisation).
Full task details are available in the Premium plan
Become a Supporter Time: 6–18 months from application · Cost: XCG 500–1,000 + NT2 exam costs
Documents needed:
- ✓ 5 years of VVA permit records
- ✓ Passport
- ✓ NT2 Dutch language proficiency evidence
- ✓ Inburgeringsexamen (civic integration test)
- ✓ Certificate of Good Conduct
- ✓ Application fee
Tip: Start Dutch language learning early — NT2 proficiency is required. Renunciation of previous nationality generally required unless exceptional circumstances apply.
Local institution: Immigratiedienst Curaçao (Immigration and Naturalisation Service)
Full task details are available in the Premium plan
Become a Supporter Time: 5–10 hours (consultation + drafting) · Cost: XCG 3,000–8,000 (legal fees Curaçao side + home country)
Documents needed:
- ✓ List of all assets (property, investments, bank accounts)
- ✓ Current will (if any)
- ✓ Family details
Tip: Particularly important for: property owners in Curaçao, those with dependent family members in home country, and long-term residents who have accumulated significant local wealth.
Full task details are available in the Premium plan
Become a Supporter Time: 2-4 weeks for document review and written advice · Cost: XCG 1,000-3,500 legal/advisory fee
Deadline: Before buying property, changing employer, or assuming a permanent-residence date
Risk if missed: A gap in lawful residence, wrong permit purpose, or outdated 5-year assumption can delay indefinite admission, family stability and naturalisation planning by years.
Where to go: Immigratiedienst Curaçao or a registered immigration advocaat
Documents needed:
- ✓ All residence permits
- ✓ Passport stamps/travel history
- ✓ Censo address history
- ✓ Employment contracts
- ✓ Family permits
Tip: Ask for a written timeline with exact dates and required evidence. Keep copies of every permit decision, renewal receipt and Censo registration.
Local institution: Immigratiedienst Curaçao (Curaçao Immigration Service)
Time: 6–8 weeks total preparation · Cost: XCG 50–100 (import permit) + titre test USD 200–400 + airline fees
Documents needed:
- ✓ Microchip records
- ✓ Rabies vaccination certificate
- ✓ FAVN titre test result (≥0.5 IU/mL)
- ✓ Health certificate (issued within 10 days of travel)
- ✓ Passport copy
Tip: Start the process 3–6 months before your move. The titre test result waiting period is the main bottleneck. Contact LVV early.
Local institution: LVV — Dienst Landbouw, Veeteelt en Visserij (Agriculture, Livestock and Fisheries Service)
Full task details are available in the Premium plan
Become a Supporter Time: 4–6 weeks managed process · Cost: USD 500–2,000 (agent fee, excluding transport)
Documents needed:
- ✓ Pet health records
- ✓ Vaccination certificates
- ✓ Passport copy
Tip: Worth the cost if you have a complex pet import (breed restrictions, multiple pets, birds). Agents know the latest LVV requirements and have relationships with approved laboratories.
Full task details are available in the Premium plan
Become a Supporter Time: 1–2 weeks for assessment; full case 4–12 weeks · Cost: XCG 1,500–5,000 depending on complexity
Risk if missed: DIY appeals often fail on procedural grounds. Professional guidance avoids procedural errors.
Documents needed:
- ✓ Passport
- ✓ Any Immigratiedienst Curaçao correspondence or rejection letters
- ✓ Employment contract
- ✓ Proof of qualifications
Tip: Find a registered advocaat via ordeadvocaten.cw. Only hire lawyers with active Immigratiedienst Curaçao immigration experience. Verify their bar registration before paying.
Local institution: Orde van Advocaten Curaçao (Curaçao Bar Association)
Full task details are available in the Premium plan
Become a Supporter Time: 2–4 hours annually · Cost: XCG 1,500–5,000/year depending on complexity
Documents needed:
- ✓ Payslips
- ✓ Bank statements
- ✓ Employment contract
- ✓ Home country tax records
Tip: Use a belastingadviseur (tax adviser) who specialises in expat tax. Big Four firms (Deloitte, PwC, KPMG, EY) have Curaçao offices for complex cases.
Full task details are available in the Premium plan
Become a Supporter Time: 8–16 weeks (application + review) · Cost: XCG 5,000–10,000 (application fees + legal costs)
Documents needed:
- ✓ Company registration (BV/NV)
- ✓ Business plan showing international revenue
- ✓ Financial projections
- ✓ Employment plan
Tip: Ask the adviser to cite the current law, not a marketing brochure. Model the standard corporate tax position first, then treat any incentive as upside.
Time: 1–2 weeks to find and purchase · Cost: Car purchase: XCG 12,000–25,000. Rental: XCG 70–120/day.
Deadline: Within first 2 weeks of arrival
Documents needed:
- ✓ Driving licence (foreign valid for 30 days)
- ✓ VVA permit
- ✓ Insurance documents
Tip: Search Scooploop and Facebook for used cars. Get an independent mechanic inspection before buying. Japanese brands (Toyota, Honda) are most reliable and parts are available locally.
Full task details are available in the Premium plan
Become a Supporter Time: 4–8 weeks (shipping + clearance) · Cost: USD 2,000–5,000 (shipping) + 25% import duty + 9% OB on vehicle value + agent fee XCG 500–2,000
Documents needed:
- ✓ Vehicle ownership documents
- ✓ Passport
- ✓ VVA permit
- ✓ Insurance certificate
- ✓ Bill of lading from shipping company
Tip: Importing a new vehicle to Curaçao is often more expensive than buying locally. Run a full cost comparison before shipping. Right-hand-drive vehicles require conversion approval.
Time: 1–2 hours (online or with agent) · Cost: XCG 100–300/month supplementary. International: USD 150–500/month.
Documents needed:
- ✓ BVZ/SVB card
- ✓ Passport
- ✓ Application form
Tip: Ensure your policy explicitly includes medical evacuation to the Netherlands. Cigna Global and Aetna are popular among international expats. ENNIA and Fatum for local cover.
Full task details are available in the Premium plan
Become a Supporter Time: 2–3 hours (consultation + written report) · Cost: XCG 400–1,500 for a comprehensive review report
Documents needed:
- ✓ All current insurance policies
- ✓ Payslips
- ✓ Family details
- ✓ Any existing offshore policies
Tip: Always verify CBCS licence number before engaging — centralbank.cw has the public register. Prefer fee-only advisers over commission-based (who may recommend expensive offshore products). Ask for written recommendations.