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Qatar (QA)

Qatar is the world's wealthiest nation per capita — a small but extraordinarily ambitious Gulf state sitting atop the world's largest natural gas reserves.

Capital: Doha
Region: Middle East
Language: Arabic
Currency: QAR (ر.ق)
Cost of living: Expensive (index 72)
Emergency: 999

Currency & Money

Practical money tips for living in Qatar.

ر.ق
Qatari Riyal
QAR

Denominations

Coins: 25 dirhams, 50 dirhams. Notes: QAR 1, 5, 10, 50, 100, 500.

Payment Culture

Qatar is increasingly cashless — contactless card payments are widely accepted in malls, restaurants, and supermarkets. The QAR is pegged to the USD at 3.64 QAR = 1 USD, so the exchange rate is fixed and stable. Carry some cash for local souqs, taxis, and small shops.

ATM Tips

ATMs are plentiful in malls, petrol stations, and commercial areas. QNB, Commercial Bank, and Doha Bank ATMs are most common. Foreign card fees: typically QAR 5–15 per withdrawal.

Exchange Tips

Currency exchange kiosks (Al Fardan Exchange, Western Union) at malls and the airport offer competitive rates. Wise or Revolut are excellent for international transfers. Avoid airport exchange counters for large amounts.

Pro tip: Best apps for expats

  • Wise — Send money internationally at near-interbank rates
  • Revolut — Multi-currency account, free ATM withdrawals (limits apply)
  • N26 — German IBAN, free account, good for EU residents