Skip to main content

Andorra (AD)

Andorra is a tiny parliamentary co-principality nestled in the Pyrenees mountains between France and Spain, governed jointly by the French President and the Bishop of Urgell.

Capital: Andorra la Vella
Region: Europe
Language: Catalan
Currency: EUR (€)
Cost of living: Moderate (index 70)
Emergency: 112
Free
Premium

Currency & Money

Practical money tips for living in Andorra.

€
Euro
EUR

Denominations

Coins: 1c, 2c, 5c, 10c, 20c, 50c, €1, €2. Notes: €5, €10, €20, €50, €100, €200, €500. Andorra uses the euro but is not an EU member — no Andorran euro coins exist.

Payment Culture

Card payments are widely accepted in shops, restaurants, and hotels. Cash is still common in markets and smaller establishments. Andorra is a significant duty-free shopping destination — keep receipts for customs purposes when crossing into Spain or France.

ATM Tips

ATMs are plentiful in Andorra la Vella and major commercial areas. Major international cards (Visa, Mastercard) work widely. Foreign card fees vary by bank — check with your home bank before arriving.

Exchange Tips

Andorra uses the euro. For international transfers, Wise and Revolut are popular among expats. Most Andorran banks offer SEPA transfers to EU/EEA accounts.

Pro tip: Best apps for expats

  • • Wise — Send money internationally at near-interbank rates
  • • Revolut — Multi-currency account, free ATM withdrawals (limits apply)
  • • N26 — German IBAN, free account, good for EU residents