Belize (BZ)
Belize is an English-speaking Central American country known for its barrier reef, rainforest, and cultural mix of Maya, Garifuna, Mestizo and Creole heritage.
Capital: Belmopan
Region: Americas
Language: English
Currency: BZD (BZ$)
Cost of living: Very affordable (index 33)
Emergency: 911
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Currency & Money
Practical money tips for living in Belize.
BZ$
Belize Dollar
BZD
Denominations
Coins: 1c, 5c, 10c, 25c, 50c, $1. Notes: $2, $5, $10, $20, $50.
Payment Culture
Cash is common outside major tourist areas. Credit cards widely accepted in tourism hubs but small businesses prefer cash. ATMs available in towns and hotels.
ATM Tips
Bring a backup Visa/Mastercard and notify your bank. Withdraw in BZD to avoid poor exchange rates at hotel desks.
Exchange Tips
Airport exchange is expensive. Use banks in Belize City or convert with a reputable service. USD is widely accepted at a roughly fixed 2:1 rate in many places but change may be in BZD.
Pro tip: Best apps for expats
- • Wise — Send money internationally at near-interbank rates
- • Revolut — Multi-currency account, free ATM withdrawals (limits apply)
- • N26 — German IBAN, free account, good for EU residents