Gibraltar (GI)
A unique British Overseas Territory at the tip of the Iberian Peninsula: English-speaking, tax-efficient (no VAT, no CGT, no inheritance tax), with a Mediterranean climate, 300 days of sunshine, and the world-famous Rock of Gibraltar.
Capital: Gibraltar
Region: Europe
Language: English
Currency: GIP (£)
Cost of living: Expensive (index 78)
Emergency: 999
Premium
Cost of Living
Real prices in Gibraltar — 2026 data in GIP.
78
Cost of living index
(100 = NYC reference)
Above average cost. Budget carefully, especially for housing and groceries.
Food & Groceries
Bread (800g loaf, Morrisons) £1.20–1.80
Milk (2L semi-skimmed) £1.30–1.90
Eggs (12, free range) £2.50–3.50
Chicken breast (1kg) £6–9
Pasta (500g) £0.90–1.80
Beer (4-pack lager, supermarket) £4–6
Wine (750ml, decent bottle) £6–12 (no VAT — meaningfully cheaper than UK)
Whisky (70cl, standard blend) £12–18 (duty-free pricing)
Cigarettes (20-pack) £4–5.50 (no tobacco duty — significantly cheaper than UK)
Monthly groceries for 1 person £250–400
Monthly groceries for a family of 4 £700–1,100
Dining Out
Lunch set menu (café/restaurant) £10–18
Calentita and side dish (local café) £6–10
Fish and chips (takeaway) £8–13
Pub meal (main course) £12–20
Restaurant main course (mid-range) £15–28
Coffee (cappuccino) £2.50–4
Pint of beer in a pub £4–6
Dinner for 2 (mid-range, no wine) £50–85
Dinner at a fine dining restaurant (per person) £60–120
Rent
Studio/1-bed flat (town centre) £900–1,400
2-bed flat (town centre) £1,400–2,200
3-bed flat (town centre) £2,000–3,200
2-bed flat (South District/Catalan Bay) £1,200–1,900
Luxury apartment (Ocean Village / Kings Wharf) £2,500–5,000+
Service charge (typical flat) £100–300/month extra
Transport
Single bus fare (Gibraltar city bus) £0.70
Cable car (single, tourist) £16 adult return
Taxi from airport to Main Street £8–12
Taxi from border to Main Street £5–8
Petrol (per litre, unleaded) £1.05–1.15 (no fuel duty — much cheaper than UK)
Monthly parking (town centre) £80–150
Easyjet: Gibraltar–London Gatwick (economy, advance) £50–200
British Airways: Gibraltar–London Heathrow (economy) £80–280
Utilities
Electricity (1-bed flat) £60–120
Water (1-bed flat) £15–30 (desalinated water — Gibraltar has no rivers)
Internet (fibre broadband, 100–500Mbps) £35–60
Mobile phone plan (with data) £20–45
Gibraltar electricity rate (per kWh) £0.22–0.28
Health & Insurance
GHA GP appointment (employed residents) £0 (covered by social insurance)
Private GP appointment £60–120
Private specialist consultation £120–250
Dental check-up (GHA) £0–15 (basic NHS-equivalent)
Private dental treatment (filling) £80–200
Prescription (GHA) £0–5 per item
Optician exam £40–80
Glasses (complete pair, basic) £100–250
Childcare
State school (government-run) £0 (free for qualifying residents)
Nursery/creche (full-time, private) £700–1,000/month
Bayside Comprehensive School / Westside School £0 (state)
Gibraltar College (A-levels, vocational) £0 (state-funded)
Private tutoring (per hour) £30–60
Leisure
Cinema ticket (Odeon Gibraltar) £10–14
Gym membership (monthly) £40–80
Fitness class (yoga, pilates) £10–20/session
Sunborn Yacht Hotel dinner (per person) £50–100
Upper Rock cable car + Nature Reserve entry £16 adult return
Swimming pool / lido (summer) £4–8/day
Round of golf (Royal Gibraltar Golf Club) £60–100
Cost of Living
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